Meeting your financial needs, Reducing your financial stress
			Almeida Oil offers Level Billing plans to heating oil consumers. 
			These plans allow you to distribute your winter fuel costs 
Level Billing Plan
We estimate your annual fuel costs and calculate a monthly payment 
			amount based on 10 equal payments. Your 1st monthly payment would be 
			due August 1st. Your last regular payment would be due May 1st. 
			Sometimes a final reconciliation payment must be made by June 1st if 
			there is any residual balance left. You will not incur finance 
			charges as long as your Level Billing payments are received on time. 
			Customers on automatic delivery are eligible to participate in the 
			Level Billing Plan.
			
			Factors that may influence the accuracy of the budget calculation 
			are:
			• Variances in fuel cost per gallon
			• Variances in weather from normal seasonal patterns
			• Variances in hot water consumption
			• Variances in thermostat settings
			
			We review all Level Billing Plans mid year to confirm that the 
			influencing factors (price, consumption, etc.) still hold true and 
			we make adjustments when necessary.
			
			To make it even easier for you we can schedule an automatic EFT 
			(electronic funds transfer). EFT is the electronic transfer of funds 
			from one bank account to another. With your permission, we can 
			automatically withdraw your budget payment directly from your 
			checking account via EFT.
			
			Roughly 75% of annual fuel costs occur during the months of November through March.
			
			Pay As You Go
Of course you can forego a Level Billing plan and simply pay for 
			deliveries as you receive them. Our standard credit terms are 15 
			days from invoice date.
Automatic Payments
Whether you choose a Level Billing plan or Pay As You Go, payments 
			may be made by check or EFT (electronic funds transfer).
If you have a special need, call us to see how we can best serve you.

